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Investing as an American in France

The PFIC rules make normal French investment products a tax trap for US citizens, and most US brokers close accounts with a French address. These are the firms built for exactly this squeeze.

Updated July 12, 2026

Brokers that keep Americans abroad

Our pick
Interactive BrokersUS expat friendly1099 provided

The default broker for US expats: accepts a French address, keeps you in US-domiciled funds and still sends a 1099 at tax time. Low fees, industrial-strength platform.

International account designed for Americans overseas, with familiar Schwab service. Higher minimums than IBKR but a gentler interface.

Advisors and managed options

If you'd rather hand it off, pick someone who lives and breathes the US-France combination; a generic French advisor will put you straight into PFICs.

Dunhill FinancialUS-France specialist

Financial planning and managed portfolios specifically for American expats in Europe. They know FATCA, PFIC and the US-France tax treaty cold.

DF DirectRobo-advisorLow minimum

Dunhill's robo-advisor arm: low-minimum, hands-off investing in US markets for expats who don't need a full planner yet.