French mortgages for Americans
Yes, Americans can borrow in France, at fixed rates that will make your US friends cry. The catch is that FATCA scares off most lenders, so you apply where Americans are actually welcome.
Updated July 12, 2026
Lenders that say yes to US buyers
One of the few major French banks that routinely lends to American residents. Being an existing customer helps your file.
National bank with branches everywhere that considers American borrowers, especially with French income and a solid dossier.
Brokers
A courtier shops your file to many banks at once and knows which ones currently take US persons. Usually paid by the bank, sometimes a fee; always ask.
Online mortgage broker with an easy simulator and advisors who have placed plenty of American files. A sane first stop to learn what you can borrow.